Siirto is a payment method used in Finland for instant bank transfers. It lets players move money directly from a bank account without entering card details.

Do I need a bank account to use Siirto?

Yes. Siirto works through supported Finnish banks, so you need an active bank account and online banking access.

How do I deposit with Siirto at a casino?

Select Siirto in the cashier, enter the deposit amount, and confirm the transfer through your bank app or online banking. The payment is processed right away.

Can I withdraw with Siirto?

No. Siirto is used for deposits. Withdrawals go through the casino’s other payment options, such as bank transfer or e-wallets, depending on what the site supports.

Is Siirto safe for casino payments?

Yes. The payment is handled through your bank’s own authentication, so the casino does not get your card data or login details.

How to start playing with Siirto

How to Start Playing at a Casino with Siirto Payments

Open a casino account that accepts Siirto, then confirm that your bank supports the service. Siirto links to mobile banking in Finland, so the deposit flow starts from your bank app or mobile banking login, not from card details or a separate wallet.

After that, choose Siirto at the cashier, enter the amount, and approve the transfer in your bank app. The money reaches the casino quickly, so you can move straight to the game lobby once the payment clears.

Casino Registration and Linking Siirto for Payments

Open the casino website and select Sign Up. Enter your name, date of birth, email address, and phone number exactly as they appear on your bank or payment account.
Create your login details and confirm the account through the email or SMS code the casino sends. Some sites also ask for a Finnish bank account before payments become available.
Go to the cashier or payment section after logging in. Choose Siirto from the list of deposit methods.
Enter the amount you want to deposit and continue to the Siirto login window. Select your bank or payment provider and sign in with your usual banking credentials.
Approve the transaction in the bank app or with the verification method your bank uses. The funds are transferred to the casino account after confirmation.
Save Siirto in your cashier settings if the casino offers that option. The next deposit is faster because your bank connection is already authorized.

Siirto Checklist Before You Start Playing

Casino license: Check which regulator oversees the casino and where the license was issued. The license details should be visible in the footer or the terms page.
Deposit and withdrawal limits: Review the minimum and maximum amounts for Siirto payments, including any daily, weekly, or monthly limits set by the casino.
Fees: Confirm whether the casino charges a fee for deposits or withdrawals through Siirto, and check whether your bank adds its own charge.
Bonus terms: Read the rules attached to the welcome offer or any payment-based bonus. Some casinos exclude certain deposit methods from bonus eligibility.
Verification: Make sure your account can pass KYC checks before you deposit. Prepare an ID, proof of address, and any documents the casino lists in its verification policy.
Processing times: Look up how long Siirto deposits and withdrawals take at that casino. A slow payout policy can matter more than the payment method itself.

How To Set Up A Siirto Account

Open your banking app and check whether it supports Siirto. Siirto is linked to participating Finnish banks, so the setup starts inside your own bank’s app.
Go to the payments, transfers, or mobile payment section. Find Siirto in the list and choose the option to activate it.
Enter the phone number you want to use for Siirto. The number must match the one linked to your bank account, since payments are tied to that phone number.
Confirm the registration with your bank’s security method. This may require a mobile banking code, a fingerprint, Face ID, or another login step used by your bank.
Once activation is complete, test a small transfer or wait for the first payment request. After that, you can send and receive money by phone number through Siirto.

First Deposit via Siirto

A sensible first deposit through Siirto is €20 to €50. That amount covers a small test of the payment flow and is enough for most welcome bonuses that start at a low minimum deposit. If the casino sets a higher threshold for bonus activation, the amount listed in the offer terms takes priority over any general recommendation.

Bonus activation depends on the casino’s rules, not on Siirto itself. The deposit must go to the same account used for registration, the bonus often needs to be claimed before payment confirmation, and some offers exclude deposits made with instant bank transfer methods. Check the minimum deposit, eligible games, and wagering requirements before confirming the payment, because those details decide whether the bonus lands on the account automatically or stays inactive.